Fun funds and throwaway funds: Planning for real life, not just bills

​Most budgets break not because you’re overspending, but because you’re underplanning for the real stuff. A birthday, a burnout takeaway, new shoes when the old ones give out.

​In this session, we’ll show you how to build flexibility into your budget without guilt. You’ll learn to carve out two purposeful funds: One for what brings you joy, and one for what inevitably pops up. Because a budget that doesn’t include your actual life is one that won’t stick.

​You’ll walk away with:

• ​A personalised fun fund and throwaway fund, built into your existing budget

• ​A system for planning flexible spending before it throws off your month

• ​Clear insight into whether your money is going where it matters

• ​A calm, confident way to spend without second-guessing