Banks vs Protocols: The Battle for the Future of Credit

​The Big Whale invites you to an exclusive breakfast event in London focused on one of the most transformative battles in finance: traditional banks versus DeFi protocols in the credit market.

​From secured loans to uncollateralized lending, credit scoring, and yield-generating products, the credit landscape has evolved into a contested space where TradFi institutions and blockchain protocols compete for market share. With regulatory uncertainty, liquidity fragmentation, and increasing institutional interest in DeFi, the boundaries between these worlds are blurring rapidly.

​This event brings together banking executives, DeFi founders, and credit infrastructure builders to explore the future of lending—through traditional financial rails, on-chain protocols, and emerging hybrid models.

​🎙️ Speakers (to be announced)

​🎯 Key Topics to Be Covered:

​🔹 Credit innovation: How are protocols reinventing lending and borrowing mechanisms?

​🔹 The rise of on-chain credit scoring: Can DeFi create better risk assessment tools than banks?

​🔹 Regulation and compliance: How are both sectors navigating the evolving legal framework?

​🔹 Market competition: Banks vs DeFi—where are borrowers and lenders migrating, and why?

​🔹 Institutional adoption: Are banks building their own protocols or integrating with existing ones?

​Attendance is limited to ensure high-quality, technical discussions and targeted networking. Priority access will be granted to our subscribers. Want to join? Reach out to us 👋

​The event will be held in English 🇬🇧